Insurance Insights for Body Corporate, Sectional Title and Scheme Claims
Browse practical insurance insights for body corporates, trustees, owners and managing agents. These guides are written around the real questions people search before a renewal, AGM, claim or dispute.
Sectional Title Insurance for Trustees
A practical short course for trustees, owners and managing agents covering body corporate insurance, renewals, claims, excesses, geysers, roof leaks and replacement values.
Includes a trustee checklist
Download the Trustee Insurance Review Checklist and use it before renewal, AGM or a scheme insurance review.
Start Here: Body Corporate Insurance
Practical guides for trustees, owners and managing agents.
Body Corporate Insurance Broker Western Cape
Main service page for body corporate insurance reviews, renewals and claims support.
Read guide →Start HereBody Corporate Insurance Requirements South Africa
What trustees should understand about required and recommended body corporate insurance.
Read guide →Start HereBody Corporate Insurance Obligations
Practical obligations and checks for trustees and managing agents.
Read guide →Start HereWhat Does Sectional Title Insurance Cover?
A plain-language explanation of what sectional title building insurance usually covers.
Read guide →Start HereSectional Title vs Body Corporate Insurance
Understand the terminology and how the body corporate policy fits into sectional title living.
Read guide →Start HereOwner Insurance vs Body Corporate Insurance
What the scheme policy covers and what owners should insure separately.
Read guide →Start HereBody Corporate Insurance Renewal Checklist
A practical renewal checklist for trustees before renewal or AGM.
Read guide →Claims, Excesses & Water Damage
Practical guides for trustees, owners and managing agents.
Sectional Title Claims Assistance
Support for geyser, water damage, storm and common property claims.
Read guide →Claims, Excesses & Water DamageGeyser Claims in Sectional Title Schemes
What owners and trustees should know about geyser claims and excesses.
Read guide →Claims, Excesses & Water DamageWho Pays the Insurance Excess?
A practical guide to excess responsibility in sectional title and body corporate claims.
Read guide →Claims, Excesses & Water DamageBurst Pipe vs Leaking Pipe
How sudden burst damage differs from gradual leaks and maintenance issues.
Read guide →Claims, Excesses & Water DamageWater Damage from the Unit Above
What to do when water enters a unit from above.
Read guide →Claims, Excesses & Water DamageCommon Property Damage — Who Pays?
How trustees should approach common property damage and insurance.
Read guide →Claims, Excesses & Water DamageClaim Settlement: Cash vs Repair
How accepted claims may be settled and what trustees should check.
Read guide →Claims, Excesses & Water DamageInsurance Claim Rejected — What Now?
Steps to take when a claim is rejected, delayed or partly accepted.
Read guide →Roofs, Leaks & Maintenance
Practical guides for trustees, owners and managing agents.
Who Is Responsible for Roof Repairs?
Roof repairs, common property and insurance questions in sectional title.
Read guide →Roofs, Leaks & MaintenanceFlat Roof Leaking in Sectional Title
Emergency steps, evidence and maintenance vs insurance questions.
Read guide →Roofs, Leaks & MaintenanceMaintenance vs Insurance
How to separate maintenance problems from insured events.
Read guide →Roofs, Leaks & MaintenanceTrustee Checklist Before Rainy Season
Roof, gutter, drainage, storm and water damage readiness checklist.
Read guide →Trustees, AGMs & Responsibilities
Practical guides for trustees, owners and managing agents.
Trustee Insurance Support
Insurance support for trustees and body corporate decision-making.
Read guide →Trustees, AGMs & ResponsibilitiesCan a Trustee Be Liable?
Trustee liability, decision-making and insurance considerations.
Read guide →Trustees, AGMs & ResponsibilitiesQuestions Trustees Should Ask Before AGM
Insurance questions to prepare before the AGM.
Read guide →Trustees, AGMs & ResponsibilitiesSectional Title Insurance Review
Structured review support before renewal or AGM.
Read guide →Trustees, AGMs & ResponsibilitiesSectional Title Insurance Certificate Explained
What owners, banks and trustees should understand about insurance certificates.
Read guide →Levies, Valuations & Underinsurance
Practical guides for trustees, owners and managing agents.
What Do Sectional Title Levies Cover?
Levies, insurance premiums, maintenance and reserve fund basics.
Read guide →Levies, Valuations & UnderinsuranceReplacement Values and AGM Approval
Why replacement value schedules matter before renewal and AGM.
Read guide →Levies, Valuations & UnderinsuranceBody Corporate Insurance Valuations
How valuations support appropriate building insurance values.
Read guide →Levies, Valuations & UnderinsuranceUnderinsurance in Sectional Title Buildings
Why underinsurance can create claim shortfalls.
Read guide →Levies, Valuations & UnderinsuranceWhat Owners Must Disclose
Renovations, solar, business use and other owner risk disclosures.
Read guide →Managing Agents & Scheme Support
Practical guides for trustees, owners and managing agents.
Managing Agent Insurance Support
Support for managing agents handling scheme insurance and claims.
Read guide →Managing Agents & Scheme SupportManaging Agent Insurance Support Checklist
A practical checklist for managing agent insurance administration.
Read guide →Managing Agents & Scheme SupportSolar Panels and Sectional Title Insurance
Insurance considerations for solar, inverters and batteries.
Read guide →Need help reviewing a scheme policy?
Send us the policy schedule, renewal pack or claims concern and we can help trustees understand the insurance position.
Contact Us →