Sectional title and body corporate claims assistance.
Insurance claims can become difficult when documentation is missing, responsibility is unclear or owners are frustrated. We assist trustees and managing agents with practical claims guidance for sectional title and body corporate schemes.
Better documentation. Clearer communication. Less confusion.
Sectional title claims often involve more than just an insurer and a repairer. Trustees, owners, tenants, managing agents, contractors and insurers may all be involved.
Lowensvlei Insurance Brokers assists body corporates and sectional title schemes with claims guidance, claim documentation, communication support and practical next steps.
We assist with claims such as
- Geyser damage claims
- Water damage claims
- Storm damage claims
- Common property damage
- Impact damage
- Liability-related incidents
- Claims documentation and follow-up
Claims become easier when the paperwork is right.
Many claim delays are caused by missing information, unclear incident details, poor photo records, late repair quotes or uncertainty around what the insurer requires.
Support through the claim, not only at renewal.
Insurance is tested when a claim happens. Trustees and managing agents need support that is practical, responsive and focused on the information the insurer or assessor will need.
- Clarify what happened and when the loss occurred
- Collect photos, invoices, quotes and repair reports
- Identify whether the issue may be insurance-related or maintenance-related
- Help trustees understand excesses and policy requirements
- Support communication with owners and managing agents
Common sectional title claim questions.
These guides help owners, trustees and managing agents separate insurance claims from maintenance issues and responsibility disputes.
Who is responsible for roof repairs in sectional title?
Practical guidance on roof repairs, leaks, common property, maintenance and when insurance may respond.
Roof leaksWhat to do if your flat roof is leaking
Steps for owners, trustees and managing agents when a flat roof leak causes water damage.
LeviesWhat do sectional title levies cover?
How levies connect to insurance premiums, common property maintenance and reserve fund planning.
TrusteesCan a trustee be liable for mismanagement?
Insurance-focused guidance on trustee decisions, records, indemnity and fidelity cover.
ClaimsMaintenance vs insurance in sectional title
How to separate wear and tear, maintenance and sudden insured events before lodging a claim.
Need help with a body corporate claim?
Speak to Lowensvlei Insurance Brokers about sectional title claims assistance and insurance review support.
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