Sectional Title Insurance Broker Western Cape
Lowensvlei Insurance Brokers assists sectional title schemes and body corporates with building insurance reviews, renewal checks, geyser claims, excess questions, public liability, fidelity cover and trustee insurance support.
Sectional title insurance and body corporate insurance work together.
Sectional title describes the ownership structure. The body corporate is the scheme entity that usually arranges the building and common property insurance. Customers often search for either term, so trustees should understand both.
Our role is to help trustees and managing agents review the practical policy issues: building sums insured, replacement values, excesses, geyser claims, liability, fidelity cover, trustee indemnity and renewal terms.
What trustees should review.
Replacement value
Check the building sum insured and valuation basis.
Geysers & water damage
Review limits, excesses, claims conditions and maintenance issues.
Owner communication
Explain what the scheme policy covers and what owners should insure separately.
Sectional title and body corporate resources.
Body Corporate Insurance Broker
Main page for body corporate insurance reviews, claims and renewal support.
RequirementsBody Corporate Insurance Requirements
A trustee guide to the cover and documents commonly reviewed for schemes.
ObligationsBody Corporate Insurance Obligations
Practical insurance obligations trustees and managing agents should keep on record.
ExplainerSectional Title vs Body Corporate Insurance
Clarifies the difference between technical sectional title cover and body corporate insurance.
OwnersOwner Insurance vs Body Corporate Insurance
Explains what the scheme policy normally covers and what owners should insure separately.
CoverWhat Does Sectional Title Insurance Cover?
A direct guide to buildings, common property, liability, geysers and exclusions.
Need help reviewing body corporate insurance?
Lowensvlei Insurance Brokers assists body corporates, trustees and managing agents across the Western Cape with insurance reviews, renewal checks, geyser and water damage claims, public liability, fidelity cover and trustee insurance support.
Request an Insurance Review →Sectional title insurance FAQs
What does sectional title insurance cover?
It usually covers the buildings and common property of the scheme, subject to policy wording, exclusions, limits and excesses.
Is sectional title insurance the same as body corporate insurance?
They are closely related. Sectional title is the property structure, while body corporate insurance is the scheme-level insurance arranged for the body corporate.
Can owners rely on the body corporate policy for contents?
Usually no. Owners and tenants should arrange their own contents and personal cover.